Vitelco Employees FCU


Online Access



Share Accounts

Vitelco Employees Federal Credit Union offers you a variety of savings products to help you build your wealth, gain independence, and plan for your future. Our products include:

Share Account
Minimum monthly payroll deduction deposit for a share account is $25.00. Only two withdrawals are permitted per month without an excessive withdrawal fee being charged. A minimum balance of $100.00 is necessary in order to earn dividends on your share account.

Share Certificate
The minimum amount that a share certificate can be purchased for is $1,000.00; Interest varies according to market value.

Christmas Club
Payroll deductions for a Christmas Club account begins on the last payday in October or the first payday in November and continues through October annually. There are a total of 25 pay period deposits in a completed Christmas Club account. Dividends are declared on all Christmas Club accounts.

Vacation Club
A Vacation Club may be opened for a period of six (6) or twelve (12) months for a minimum of $25.00 per pay period. No withdrawals are allowed before the time period has expired for which the Vacation Club was established.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a United States Government Agency.



View of homes from the water

Beach at dusk


Vitelco Employees Federal Credit Union
PO Box 303920, St. Thomas, VI 00803-3920
(340) 776-4500  /  (340) 693-0434 Fax


Your Savings  are federally insured by NCUA
Federally Insured by NCUA
up to at least $250,000

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