Vitelco Employees FCU


Online Access




During various times of your life, special circumstances may create the need to borrow money. Vitelco Employees Federal Credit Union offers loans to its members for a wide range of purposes within stated policies and guidelines.

We are pleased to offer the following types of loans:

  • Regular (Secured)

  • Personal 2.5K & Under (Unsecured)

  • Home Improvement (Secured)

  • Vacation (Unsecured)

  • Revolving Line of Credit

  • 100% Share Secured

Member qualifications are based on the loan purpose, ability to repay and credit worthiness. It is our goal to provide our members with a fair and competitive interest rate, easy to understand terms, and fast, convenient service on every loan we make.

Download an application and apply today.

TransAmerica Insurance provides Life and Disability insurance on all secured loans.




Vitelco Employees Federal Credit Union
PO Box 303920, St. Thomas, VI 00803-3920
(340) 776-4500  /  (340) 693-0434 Fax


Your Savings  are federally insured by NCUA
Federally Insured by NCUA
up to at least $250,000

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Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.